personal finance

Great Financial Podcasts

What are you doing when driving home? What are you doing while jogging? What are you doing while cooking dinner?! Trying listening to podcasts! They are a great way to intake news and learn about new topics. I have always had difficulty focusing enough

investing

Discovering the Costs of Opportunity

What is an 'Opportunity Cost' Opportunity cost refers to a benefit that a person could have received, but gave up, to take another course of action. Stated differently, an opportunity cost represents an alternative given up when a decision is made. This cost is,

personal finance

4 Tests That Signal You’re Financially Ready to Start Investing via LenPenzo.com

It is difficult to get on the right track without having hard goals set. Give yourself something to accomplish incrementally and have items you can check off. Save for emergencies. Pay off debt. Save for retirement. Invest. My ultimate goal today is: learn how

personal finance

Budgeting: Need a new laptop? Consider a Chromebook

As time goes on, the amount of time spent on the internet has increased. A UK study shows in 2005 the estimated number of hours spent on the internet was 9.9 hours and had sharply increased in 2014 to 20.5 hours. Anecdotally,

consumer advice

Budgeting: Lowering your phone bill

Data Usage Costs Data usage is the biggest expense for any phone bill. The more you become aware of what uses data; the more you can avoid using data. Android users can monitor data usage by going into Settings > [Under Wireless & Networks]